Software as a service (SAAS) services, namely, providing and hosting software for use by others for financial, payment and monetary services, namely, buy now pay later (bnpl) financial services and other forms of credit; Platform as a service (PAAS) providing and hosting computer software platforms for use by others for financial, payment and monetary services, namely, buy now pay later (bnpl) financial services and other forms of credit; providing on-line nondownloadable software for facilit...