commercial information agency services for businesses in the areas of real estate, property valuations, pre-employment screening, energy utilization, motor vehicle reports, consumer marketing, credit information, and life, health, property and casualty insurance; marketing services, namely, market research, market data analysis, consulting services in the area of marketing programs, conducting and analyzing survey research, providing mailing lists, and direct mail advertising services; targe...

CONDUCTING INVESTIGATIONS AND REPORTING ON INDIVIDUALS AND FIRMS CONCERNING CREDIT, CHARACTER AND FINANCES IN CONNECTION WITH INSURANCE, CREDIT, EMPLOYMENT AND CLAIMS REPORTING SERVICES

INSURANCE RISK INFORMATION REPORTING SERVICES CONCERNING POTENTIAL POLICY HOLDERS

Computer platform for use by others featuring software in the field of fulfillment, credit processing, risk analysis, identity verification, non-regulated and consumer reporting-agency data analysis, demographic analysis, credit risk modeling and analytics, credit reporting, credit letter generation, credit score and hypothetical credit score decisioning and analysis, credit marketing and account management

financial services, namely providing customer research and forecasting to credit issuers

financial services, namely providing consumer credit risk evaluations

demographic analysis; namely, classification and segmenting of consumers by lifestyle, purchasing habits, income and credit practices

business information services, namely, predicting consumer preferences by evaluating credit data and demographic data

commercial and consumer information services, namely, providing risk reduction advice and information in the field of fraud and security risk reduction

financial services, namely providing consumers with information that businesses, banks, and employers use to make credit and employment decisions

evaluation of consumer credit data, namely, providing customers with point of sale consumer information and consumer identification

developing and providing statistical information in the nature of statistical models for the purpose of assisting others in credit and marketing decisions

Financial services, namely, providing historical credit scoring and financial information and credit risk management for others through the design of custom models for predicting credit usage patterns and trends

financial services, namely providing custom models for predicting credit usage patterns

electronic financial services, namely, electronic banking, electronic bill payments, namely electronic processing and transmission of bill payment data, bill presentment, namely, the electronic receipt of invoices [or list specific items]

information services, namely, providing credit information via a global computer network

Financial services, namely, account holder and user identification authentication for transactions across a global computer network

Financial services, namely, providing financial risk reduction advice and information in the field of financial risk reduction to credit grantors

financial services, namely evaluating credit applications for fraud based upon application and credit data

financial services, namely evaluating credit applications for fraud based upon application and credit data

Providing temporary use of on-line non-downloadable processing software which provides real time point-of-sale credit application evaluation, workflow management and application storage for subsequent analysis and reporting accessible via a global computer network

Financial services, namely, providing financial risk reduction advice and information in the field to financial risk reduction to credit grantors

Financial services, namely providing financial risk reduction advice and information in the field of financial risk reduction to credit grantors

Financial services, namely, providing financial credit risk and credit score analysis services for others rendered by financial analysis of big data, proprietary data, and mathematical modeling

financial services, namely, estimating consumer income for use in target marketing

financial services, namely, prescreening individuals on behalf of the catalogue and direct mail industries on the basis of noncredit information such as geography, fraud data and address information

financial services, namely providing credit usage pattern models to credit issuers

financial services, namely providing consumer credit risk assessments to utilities

Financial services, namely conducting risk assessments of consumers with limited financial histories for credit grantors based upon noncredit data

financial services, namely, evaluating consumer credit risk, the probability of delinquency, charge-off, and bankruptcy

financial services, namely providing credit grantors with updated consumer credit information

Printed reports featuring aggregated consumer credit and economic data in the fields of banking and finance, retail, telecommunications, utilities, healthcare, automotive/automotive finance, mortgage, home equity, brokerage, and prime and sub-prime credit markets

software for use in the display and manipulation of aggregated consumer credit and economic data in the fields of banking and finance, retail, telecommunications, utilities, healthcare, automotive/automotive finance, mortgage, home equity, brokerage, and prime and sub-prime credit markets

CONDUCTING INVESTIGATIONS AND REPORTING ON INDIVIDUALS AND FIRMS CONCERNING CREDIT, CHARACTER AND FINANCES IN CONNECTION WITH INSURANCE, CREDIT, EMPLOYMENT AND CLAIMS REPORTING SERVICES

financial services, namely providing consumer credit profiling

financial services, namely, providing a score from information contained in credit data bases to determine the likelihood of payment from delinquent telecommunications customers

Providing an online forum for consumers to participate in product evaluation exercises, provide feedback, input, and suggestions regarding current and proposed future products, complete business, research, and quality assurance surveys, review product education and demonstration webinars, and engage in discussions with stakeholders and other customers regarding products

Providing online non-downloadable software for use by customers to report monthly expenses and payment history to their credit files; providing online-non-downloadable software for use by customers to receive, review, and monitor credit scores and reports