Downloadable software for web, mobile and SMS (short message service) wallet services and mobile commerce, specifically downloadable software for enabling the electronic transfer of money between users; downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), electronic check and electronic, mobile and online payments

Magnetically encoded blank bank cards for issuance by financial institutions; Magnetically encoded credit cards; Magnetically encoded debit cards; Magnetically encoded gift cards; software for mobile wallet services and mobile commerce; Digital currency software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital currency, and managing digital currency payment and exchange transactions; mobile wallet software for processing mobile and wireless pa...

On-line retail store services featuring gift cards