Providing electronic processing of virtual or physical credit card or debit card transactions using cryptocurrencies or fiat currencies via a global computer network; on-line banking services in the nature of secure on-line credit account and debit account services; Secure on-line financial and monetary services, namely, on-line banking services, and on-line real-time currency trading; Currency trading; Currency transfer services; Electronic currency trading, namely, on-line real-time currenc...