Light based hair removal and skin treatment apparatus comprising broad band light source for non-medical purposes; light based hair removal and skin treatment apparatus comprising broad band light source for medical purposes; electrical therapeutic treatment appliances for skin care; skin care devices, namely lasers for skin treatment and skin rejuvenation; hair removal and skin treatment services, sclerotherapy, medical microdermabrasion, wrinkle reduction, chemical peels, facial resurfacing

underwriting services for life insurance and annuities