Computer software for automated and manual payment processing and credit card payment systems; Computer software platforms for automated and manual payment processing and credit card payment systems

COMPUTER SOFTWARE FOR USE IN FACILITATING ELECTRONIC COMMERCE AND TRANSACTIONS, NAMELY, TO FACILITATE THE ELECTRONIC PROCESSING OF PRE-AUTHORUZED PAYMENTS FROM BANKS OVER COMPUTER NETWORKS, FOR DATABASE MANAGEMENT IN THE FIELD OF ELECTRONIC COMMERCE, AND FOR PRODUCING DETAILED CUSTOMER PROFILES AND REPORTS FOR OTHERS CONTAINING INFORMATION ON CONSUMER PURCHASING HABITS