PROVIDING TEMPORARY USE OF ON-LINE NON-DOWNLOADABLE SOFTWARE APPLICATION FEATURING A PROPRIETARY COMPUTERIZED SCORING CLASSIFICATION SYSTEM FEATURING TECHNOLOGY THAT THROUGH A PROPRIETARY SCORING ALGORITHM ANALYZES HEALTHCARE PROVIDER PAYMENT AND BILLING DATA, OUTSTANDING AND ONGOING ACCOUNTS RECEIVABLES BALANCES, AND THE CHARACTERISTICS OF THE PARTICULAR HEALTHCARE RECEIVABLES, AND BASED UPON THE OUTPUT OF THE PROPRIETARY SCORING CLASSIFICATION SYSTEM PROVIDES LENDERS WITH A RATING SCORE AND...