Diagnostic kits comprised of medical diagnostic reagents and assays for testing of bodily fluids for use in disease detection, namely, sexually transmitted diseases, viral diseases

Analytical review, analysis and evaluation of medical insurance claims and medical claims data for purchasers of health insurance for purposes of lowering health insurance rates; Medical health plan/insurance rate cost management, containment and reduction through the application of information gleaned from proprietary, state-of-the art data mining and predictive modeling. Cost-management of health benefit plans for others