Electronic processing of insurance claims and payment data exclusively between financial institutions, merchants, and insurance companies, the foregoing excluding banking services

Computer software used for cash management, accounting, and account payments, namely, for check writing, tracking accounts, accounts payable and payroll disbursement

BANKING SERVICES

on-line banking services for corporate customers

providing on-line non-downloadable software for real estate closings, namely generating electronic payments

Computer software for creating payments from disbursements for business management purposes, batching them together and uploading them to a financial institution for processing and creating transactions for business management and exception reporting