downloadable computer software, and hardware for creating and working with computer models to enable the ability to take any physical material and digitize that material

Data processing apparatus; Computer memory devices; Computers; Recorded computer programmes for managing insurance business process and operation; Computer operating programs, recorded; Recorded computer software for managing business of an insurer; Interfaces for computers; Electronic publications, downloadable in the nature of books, e-books, newsletters, manuals, magazines, pamphlets, newspapers, brochures, journals, texts, audio files and video files in the fields of film, music, art, cul...