(1) A SERIES OF HOME-STUDY TRAINING PROGRAMS THE DESTINATION SPECIALIST PROGRAMS, CREATED BY THE INSTITUTE OF CERTIFIED TRAVEL AGENTS (HEREINAFTER THE "INSTITUTE") DEALING WITH EACH OF THE FOLLOWING AREAS; THE SOUTH PACIFIC; THE BAHAMAS, BERMUDA AND THE CARIBBEAN; WESTERN EUROPE; THE ORIENT; MEXICO AND CENTRAL AMERICA; SOUTH AMERICA; U.S.A. AND CANADA; EASTERN EUROPE AND THE U.S.S.R.; MIDDLE EAST; AND AFRICA (HEREINAFTER "THE GEOGRAPHIC AREAS"); (2) A SERIES OF DESTINATION SPECIALIST HANDBOOK...