electronic communication services for financial institutions; electronic communication services for preparing financial information; providing electronic telecommunication connections among financial institutions and financial markets worldwide; providing access to global telecommunications networks relating to the financial services industry; digital data transfer; message sending; providing access to wireless financial services; providing on-line access to financial services

computer software for digital signatures; computer software (recorded); computer software applications, downloadable; computer application software for mobile phones, downloadable; downloadable e-wallets; data encryption apparatus; software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, d...