software as a service (SaaS) featuring software for performing identification verification, namely, by verifying user behavior using a user behavior prediction model; software as a service (SaaS) featuring software for generating a trust score relating to user identification verification using a user behavior prediction model; providing user identification and authentication services using a user behavior prediction model and biometric hardware and software technology to conduct transactions ...

downloadable software for performing identification verification, namely, by verifying user behavior using a user behavior prediction model; downloadable software for generating a trust score relating to user identification verification using a user behavior prediction model; downloadable software for authenticating a user to enable to the user to conduct transactions via a mobile app or a browser on any connected device in real world transactions and virtual world transactions