credit risk management and consultation; credit risk services, namely, advising on credit risk management methodology and the analysis and assessment of credit risk

Providing temporary use of on-line non-downloadable software and applications for automating and customizing credit decisioning for consumer and institutional credit applications and management; Software as a service (SAAS) services featuring software for automating and customizing credit decisioning for consumer and institutional credit applications and management

Providing online financial information pertaining to businesses, namely, commercial credit reports, financial statements and updates, credit scores, credit risk ratings, credit limit information, credit-related news, securities filing information and interactive credit analysis

Credit services, namely, providing on-line, interactive services in the field of business credit monitoring and reporting via a world wide computer information network