Monitoring consumer credit reports and providing an alert as to any changes therein

Credit bureau data reporting and monitoring services

Education services, namely, providing on-line non-downloadable articles in the fields of credit monitoring, fraud and identity theft prevention, and credit improvement

Credit reporting services, namely, providing credit information and credit reports on members and their families, and providing financial and credit reports by means of a global computer network

Providing individual and business credit reports by means of a global communications network

Providing individual and business credit reports by means of a global communications network