Downloadable computer software for analyzing default, transition, ratings, and recovery data for professionals in the financial services industry in connection with risk management

CD-ROM featuring financial default and rating transition statistics and user manuals sold as a unit

communication computer software for accessing credit information

computer programs for vehicle financing and leasing and manuals furnished as a unit therewith

temporary employment agency services

credit bureau information services

INSURANCE UNDERWRITING SERVICES FOR LOANS

Providing credit reporting data maintained by others; providing identity theft insurance underwritten by others; Providing consultation regarding understanding credit reports and credit scores [; fraud resolution assistance, namely, assistance with restoring credit damaged by identity theft ]