Monitoring consumer credit reports and scores and providing consumers an alert as to any changes; consumer education and guidance regarding credit, understanding credit and how to achieve financial goals; providing consumer monitoring, alerts and reports and for protection against credit and identity theft

Financial information to consumers provided by electronic means; providing consumer information in the field of finance and credit; providing consumers on-line simulators, score factor assessments and a credit score analyzer

Credit inquiry and consultation, provided via telephone and via a website on the Internet

AUTOMOTIVE AND VEHICLE BUSINESS MARKETING CONSULTING, NAMELY, DEVELOPING MARKETING PROGRAMS FOR AUTOMOTIVE AND VEHICLE BUSINESSES IN THE FIELD OF RETAILING TIRES AND AFTER-MARKET ACCESSORIES AND REPLACEMENT PARTS, AND IN THE FIELD OF AUTOMOTIVE AND VEHICLE MAINTENANCE AND REPAIR SERVICES

PROVIDING ONLINE INFORMATION IN THE FIELD OF FINANCIAL ANALYSIS OF COMPANIES; PROVIDING AN ONLINE COMPUTER DATABASE IN THE FIELD OF FINANCIAL ANALYSIS FEATURING FORMULAE, CHARTS AND DATA