Software as a service (SaaS) services featuring non-downloadable software using artificial intelligence for generating educational study materials, namely, study guides, flashcards, quizzes, and practice tests from user-submitted notes; Software as a service (SaaS) services featuring non-downloadable software for creating and organizing online courses, syllabi, lessons, and assessments; Providing temporary use of non-downloadable software for use as a web-based platform to design, publish, an...