Computer services, namely providing on-line services over a global communications network to permit consumers to find and clip paperless coupons, receive targeted coupon promotion from retailers and manufacturers, and redeem paperless coupons at point of sale; and providing on-line services over a global communications network to permit retailers and manufacturers to disseminate paperless coupons, provide targeted coupon promotions to consumers, and to redeem paperless coupons at the point of...