Cards with integrated circuits for use in connection with financial services, in particular bank cards, debit cards, credit cards and prepaid cards; data processing equipment for communication with cards with integrated circuits for use in connection with financial services, in particular bank cards, debit cards, credit cards and prepaid cards; recording media with computer programs for financial services stored thereon for interaction with ATM and point-of-sale terminals and for authenticati...

Cards with integrated circuits for use in connection with financial services, namely, bank cards, debit cards, credit cards, prepaid cards, and authentication cards used to electronically identify their owners for subsequent financial transactions; data processing equipment for communication with such cards with integrated circuits; recording data media with computer programs stored thereon for financial services that authorize, validate, process and settle financial transactions; operating s...