RETAIL SERVICES BY DIRECT SOLICITATION BY SALES AGENTS IN THE FIELDS OF REAL ESTATE, CONSTRUCTION, FINANCE, INSURANCE, MEDICAL ADVICE, TRANSPORTATION, CATERING AND TELECOMMUNICATIONS THROUGH DIRECT ACCESS TO THE GLOBAL TRADING WEB AND THE BUSINESS TO BUSINESS ON-LINE COMMUNITY; BUSINESS ADMINISTRATION; AND PROVIDING A DATABASE FEATURING INFORMATION CONCERNING BUSINESS TO BUSINESS ON-LINE TRADING