Cloud computing featuring software for use in providing data audits for the insurance industry; Providing on-line non-downloadable software for use by the insurance industry in providing audits, namely, audits that eliminate the backlog of true-ups of agency policies; Providing on-line non-downloadable software for use by the insurance industry in providing data related to accounting reconciliations; Providing temporary use of on-line non-downloadable cloud computing software for providing da...