Computer hardware and recorded software systems for facilitating on-line commercial transactions; Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable payment gateway software for linking e-commerce websites to credit card processing networks; Multi-functional computer terminals with payment function; Multi-functional electronic paym...

laundry detergents; drain openers; and cleaning preparations and polishes for janitorial and automobile and marine use