FINANCIAL SERVICES, NAMELY, BANKING; CHECK CASHING; COMMERCIAL AND CONSUMER LENDING; MORTGAGE BANKING, BROKERAGE AND LENDING; INVESTMENT CONSULTING; ANNUITY UNDERWRITING; SECURITIES (INCLUDING MUTUAL FUND) INVESTMENT, BROKERAGE AND UNDERWRITING; INVESTMENT SERVICES FOR RETIREMENT PLANNING; CREDIT CARD SERVICES; AND INSURANCE SERVICES, NAMELY, OFFERING, BROKERING AND UNDERWRITING OF PROPERTY, CASUALTY, LIFE, ACCIDENT, HOME, CAR, BOAT, FIRE AND ANNUITY INSURANCE; INSURANCE AGENCY SERVICES