ACCOUNT STATEMENT SERVICES CONDUCTED FOR BANKS, NAMELY, BANK CUSTOMER ACCOUNT STATEMENT CONSOLIDATIONS FOR CONSOLIDATING VARIOUS ACCOUNTS IN ONE STATEMENT, STATEMENT CYCLING FOR ARRANGING SELECTED TIMES FOR DISTRIBUTION OF BANK CUSTOMER STATEMENTS, CHECK TRUNCATION BY RETAINING CANCELLED CHECKS, AND ACCOUNT STATEMENT PACKAGING SERVICES; DATA BASE MANAGEMENT SERVICES IN THE FIELD OF CHECK PROCESSING; ZIP CODE PRESORTING SERVICES