Credit scoring services; financial credit scoring services; credit underwriting; financial services, namely, analyzing bank account transactional data, income, assets, and cash flows to predict credit default risk and make determinations regarding consumer financial status and creditworthiness

Credit scoring services; financial credit scoring services; credit underwriting; financial services, namely, analyzing bank account transactional data, income, assets, and cash flows to predict credit default risk and make determinations regarding consumer financial status and creditworthiness