FINANCIAL SERVICES, NAMELY, DEBIT, STORED VALUE, PREPAID AND CREDIT CARD SERVICES OFFERED THROUGH CARDS WITH OR WITHOUT STORED VALUE, ELECTRONIC CREDIT AND DEBIT TRANSACTIONS, CASH DISBURSEMENT, ELECTRONIC CASH TRANSACTIONS, INSURANCE SERVICES, CURRENCY EXCHANGE SERVICES FOR PROVIDING ELECTRONIC FUNDS AND CASH DISBURSEMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES

bank services, namely, providing clients access to their business accounts through personal computer software packages