COMPUTER SOFTWARE USED FOR ELECTRONIC COMMERCE TRANSACTION SOLUTIONS NAMELY, SHOPPING CARTS, MERCHANT UTILITIES BILLING SYSTEMS, CALCULATIONS, INVOICES PURCHASE ORDERS, SALES TRANSACTIONS PROCESSING SECURED DATA TRANSFERS, STATEMENT REPORTS, CREDIT CHECKS AND AUTHENTICATION, SOCIAL SECURITY NUMBER CHECKS AND TAX COMPUTATIONS- BANKING SERVICES NAMELY CURRENCY CONVERSIONS, ELECTRONIC CHECKING ON-LINE CREDIT CARD SERVICES ACCOUNT BALANCE REPORTS, SETTLEMENT REPORTS MERCHANT MONTHLY SUMMARIES AND...