Software-as-a-Service (SaaS) services featuring software for enabling businesses to monitor gift-card balances and to offer on-line marketplaces where users buy, sell, and swap new and pre-owned gift cards

Issuance and distribution of virtual credit and debit cards; administering virtual credit and virtual debit card programs; virtual credit and virtual debit card registration and account management services; virtual credit and virtual debit card transaction processing; financing loans for business payments through use of virtual credit and virtual debit cards; electronic processing of virtual credit and virtual debit card transactions; commercial and online financial services in the nature of ...