Providing temporary use of online non-downloadable chatbot software using artificial intelligence (AI) for replying to questions from online students of educational institutions related to educational services.

Financial services, namely, online student bank accounts, online funding capability, namely, facilitating secure financial transactions, namely, electronic funds and currency transfer, electronic payment and cash disbursement services, ATM, debit and credit card functionality

Downloadable computer application software for mobile phones, namely, software for college students to obtain delivery services for food, laundry, and mail