Providing for the exchange of foreign currency using optimized and guaranteed real currency exchange rates; Processing of electronic funds transfer and payments in multiple currencies using optimized and guaranteed real currency exchange rates; Providing multi-currency international monetary accounts featuring optimized and guaranteed real currency exchange rates; Financial advice; Financial analysis and research services; Financial credit scoring services; Payment processing services in the ...

Magnetically encoded debit cards; Downloadable software applications for mobile devices for providing access to multi-currency international monetary accounts and enabling users to effectuate financial transactions other than credit card, debit card, or payment card transactions using such accounts; Downloadable software applications for mobile devices for facilitating foreign currency transactions and home country financial transactions using optimized and guaranteed real exchange rates; Dow...

Nutritional supplements