Computer application software for mobile phones, personal computers and handheld devices, namely, software for enabling users to access, display and use personal concierge services for others and educational multimedia content featuring information in the fields of banking, accidents, loss prevention, health, wellness programs, human resources, and job training

Business administration and management related to the implementation and coordination of self-funded group protection and liability coverage plans, and wellness programs designed to reduce liability; business services, namely, independent management services for self-funded captive insurance companies; Business consultation in the field of accident prevention, loss prevention and worker absence management; Advertising, marketing and promotion services

Insurance consultation; Insurance information; Insurance underwriting in the field of workers' compensation and health; Providing detailed information regarding available insurance products for commercial property and casualty, professional and personal lines; Providing information in the field of workers' compensation

Accident investigations; Personal concierge services for others comprising making requested personal arrangements and reservations and providing customer-specific information to meet individual needs