Bill payment services; electronic payment, namely, electronic processing and transmission of bill payment data; electronic funds transfer; providing financial information by electronic means; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale

banking; bill payment services; electronic payment, namely, electronic processing and transmission of bill payment data; electronic funds transfer; providing financial information by electronic means; financial planning, research and management; and financial clearinghouse services

Cuff links of precious metal; Cuff-links; Cufflinks; shirt studs