Providing temporary use of non-downloadable cloud-based software for user identity authentication, computer password management, password vault sharing, computer access management, personal identity information access and management, user identification, authentication, and verification with integrated multi-factor authentication, and for facilitating multi-factor authentication; providing temporary use of non-downloadable cloud-based software for backing up on-premise hosted data

Computer application software for mobile phones, mobile devices, and computers, namely, software for storing personal identity information