Educational services, namely, conducting classes, seminars, workshops and on-line classes and workshops in the field of employee recognition and incentive award techniques and programs; educational services, namely, conducting classes, seminars, workshops and on-line classes and workshops in the field of customer recognition and incentive award techniques and programs; providing on-line newsletters in the field of employee recognition and incentive award programs

Providing temporary use of a web-based software application for administering employee recognition and incentive programs

Electronic incentive compensation cards for employees in recognition of employee services and to encourage productivity, namely, issuance of electronic cards of others for employees in recognition of employee services and to encourage productivity that can be redeemed for goods and services of participating retailers, providing cash and other rebates for credit card use as part of a customer loyalty program; issuing of gift certificates