Insurance services, namely, underwriting , issuance and administration of property and casualty insurance, general liability, commercial property, excess casualty, professional liability, inland marine, and specialty insurance; Insurance information and consultancy; Insurance underwriting consultation

Insurance services, namely, writing property and casualty insurance, excluding health, disability (except for auto-related) and medical-related insurance services

telephone communication services pertaining to group access for information, bridging, and joint usage of a subscribers telephone