COMPUTER PROGRAMS, NAMELY, COMPUTER PROGRAMS ALLOWING USERS TO PERFORM ELECTRONIC BUSINESS TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; COMPUTER PROGRAMS FOR THE MANAGEMENT OF CUSTOMER RELATIONSHIPS; COMPUTER PROGRAMS FOR THE ELECTRONIC TRANSFER AND RECEPTION OF DATA; COMPUTER PROGRAMS FOR ACCESSING THE INTERNET AND OTHER ELECTRONIC COMMUNICATIONS NETWORKS; DATA CARRIERS PRERECORDED WITH COMPUTER PROGRAMS AS AFORESAID