[ ADMINISTRATION OF EMPLOYEE BENEFIT PROGRAMS; ADMINISTRATION OF EMPLOYEE WELFARE BENEFIT PLANS; ADMINISTRATION OF PREPAID HEALTH CARE PLANS; REINSURANCE UNDERWRITING; MEDICAL INSURANCE UNDERWRITING AND ADMINISTRATION; UNDERWRITING INSURANCE FOR PRE PAID HEALTH CARE; ORGANIZING PRE PAID HEALTH CARE PLANS; INSURANCE AND EMPLOYEE HEALTH BENEFITS RISK FINANCING, CONSULTATION AND MANAGEMENT ]