Chemical agents for impregnating, binding or coating of textiles, furs and leather, non-wovens and fabrics, in the nature of coatings with expandable qualities that produce a tactile soft touch and non-skid finish, used in industry; Polymer coating agents for paper and non-wovens in the nature of coatings with expandable qualities that produce a raised tactile soft touch and non-skid finish with insulating qualities used in industry for decorative and functional applications