Financial transaction services, namely providing secure commercial transactions and payment options for healthcare providers and payment servicers to recover remainder payments from patients that are due to the healthcare providers and payment servicers which are not covered by patients' health insurance providers via a distributed ledger global computer network utilizing secure, hybrid centalized and decentralized architecture in HIPPA compliant data exchanges

Financial transaction services, namely, providing secure commercial transactions and payment options for healthcare providers and payment servicers to recover remainder payments from patients that are due to the healthcare providers and payment servicers which are not covered by patients' health insurance providers via a distributed ledger global computer network utilizing secure, hybrid centalized and decentralized architecutre in HIPPA compliant data exchanges