Encoded cards; computer and mobile downloadable software applications to redeem stored tokens of value in exchange for goods, services and cash; encoded cards and computer and mobile downloadable software applications to record, store, process, track, report and view information relating to transactions and payment orders; computer and mobile downloadable software applications to facilitate monetary donations; computer and mobile downloadable software platforms for securing or safeguarding se...

Encoded cards incorporating a unique scannable code which works with downloadable software to make and record payments and transactions relating to stored digital tokens of value; downloadable computer software programs to record financial transactions and transactions relating to stored digital tokens of value; none of the foregoing related to appliances