Debt collections analytics scoring services for others, namely, utilizing statistical models to predict self-cures in various stages of a credit card holder's payment delinquency by measuring and analyzing the impact that a specific collection action will have on obtaining a payment, and providing printed reports in connection therewith

Collections analytics scoring services, namely, providing customized reports that utilize statistical models to predict self-cures in various stages of a card holder's payment delinquency by measuring and analyzing the impact that a specific collection action will have on obtaining a payment