Providing financial services, namely, providing programs to calculate rates for premium finance transactions, providing premium financing and capitalization funding to individuals or groups seeking to create a captive insurance company, providing industry or affinity group financing programs, providing letter of credit replacement programs, and providing programs for retrospective loss adjustments and premium audits; providing insurance underwriting services; and providing information in the ...

computer program used to advertise products and services to third-parties and allows the user to submit applications in electronic form through a computer network