Computer services, namely, providing a wide range of information relating to beer, malt beverages and the environment by means of a computer network

processing transactions through information processing centers in the United States, Mexico, Canada or Europe to help identify fraudulent credit and debit card transactions before, during and after a transaction takes place

business planning and management services; personnel management services; and advertising and public relations agency services

helping issuers of credit collect payments from delinquent customers

personalizing and issuing specialized employee credit cards that help companies control expenses with a variety of preformatted and ad hoc reporting options and restrictions on how cards can be used

integrating point-of-sale devices with a merchant bank's accounting systems to enable merchants to accept, authorize and settle transactions; including providing a help desk, terminal management, documentation, reference guides and warranty services, to provide a gateway and a single point of settlement for all debit transactions

aiding in the resolution of credit card transaction disputes by providing issuing and merchant banks with information needed to comply with VISA and Mastercard regulations

using data, directly or indirectly, from bank files to derive and implement the most profitable strategy for portfolio management; helping banks determine when to turn accounts over for collections; when to increase or decrease a credit line and by how much; and when to reissue credit cards and for how long; and whether to authorize transactions that exceed credit limits

evaluating the probability of near-, mid-, and long-term write-offs of each account on a daily basis to help credit cards issuers manage their portfolios and reduce risk

paper and printed matter, namely, marketing analysis reports, investment reports, market research reports, and marketing plan reports

wholesale distributorship services in the field of pharmaceutical products and health and beauty aids

restaurant services

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distributorship services in the field of agricultural, commercial, automotive, and industrial lubricants