| Goods and Services | Downloadable computer software for evaluating, assessing, analyzing, processing, tracking and managing mortgage loans, loan approvals, loan risk, loan processing, loan compliance, and loan accuracy; Downloadable computer software and downloadable computer application software for evaluation of borrower data, credit risk data, and property data to determine mortgage risk; Downloadable computer software and downloadable computer application software that facilitates collaborating and communicating between borrowers, lenders and others involved in the mortgage loan process, sharing of documents and information from borrowers with lenders and others involved in the mortgage loan process, and storing data, documents and records for loan processing, underwriting, funding, closing, settlement, property inspection, property valuation, and loan delivery to investors; Downloadable computer software and downloadable computer application software for requesting and obtaining mortgage loan borrower's personal financial information, credit reports, loan pricing, loan rates, property appraisals, and loan information; Downloadable computer software and downloadable computer application software for collecting data, verifying data, monitoring data, encrypting data, storing data, aggregating data, analyzing data, data reporting and data analytics for use in the field of mortgage processing, mortgage financing, mortgage closing, loan origination, mortgage asset management, credit risk management, property inspection, and property valuation; Downloadable computer software and downloadable computer application software for extraction and classification of data and images for loan underwriting, loan processing, property inspection processing, and credit risk management using artificial intelligence, machine learning, image feature extraction, natural language generation, statistical learning, supervised learning, un-supervised learning, data mining, predictive analytics and business intelligence for use in the financial services and mortgage industries; Downloadable computer software and downloadable computer application software for risk management using analytical and statistical models for predicting and analyzing loan application details, improving quality and accuracy of loan processing, underwriting, funding, closing, settlement, delivery to investors, property inspection, and property valuation; Downloadable computer software and downloadable computer application software for monitoring factors affecting loan and mortgage processing, calculating efficiencies of the loan and mortgage processing, using artificial intelligence to improve loan and mortgage processing, and for providing feedback and information related to loan and mortgage processing, underwriting, funding, closing, loan settlement, property inspection, property valuation, and loan delivery to investors; Downloadable computer software for data mining and data warehousing services to evaluate, analyze and collect data for use in modeling, scoring and analytics, customer management, workflow management, risk management, and credit risk management; Downloadable computer software and downloadable computer application software for the collection, analysis, storage, management, manipulation, and processing of multi-source information and data; Downloadable computer software and downloadable computer application software for data analytics and predictive analytics; Downloadable computer software for optimization and prediction of mortgage processing times using machine learning, data science, and data mining; Downloadable computer software which enables optical character recognition, intelligent character recognition and object detection for use in validating borrower's information, extracting credit reporting information, and providing data to inform and help make underwriting decisions; Downloadable computer software for predictive modeling, business rules management, business rules execution, and design of business rules and strategy trees |
| Goods and Services | Computer software consulting; Consulting services in the field of design, selection, implementation and use of computer hardware and software systems for others; Information technology consulting services; Information technology integration services; Planning, analysis, design, testing and implementation of computer systems for others; Outsource service providers in the field of information technology; Managed service provider (MSP), application service provider (ASP), and Software as a Service (SaaS) services featuring software for use in evaluating, assessing, analyzing, processing, tracking and managing mortgage loans, loan approvals, loan risk, loan processing, loan compliance and loan accuracy, for use in the evaluation of borrower data, credit risk data, and property data to determine mortgage risk, for facilitating, collaborating and communicating between borrowers, lenders and others involved in the mortgage loan process, for sharing of documents and information from borrowers with lenders and others involved in the mortgage loan process, and storing data, documents and records for loan processing, underwriting, funding, closing, settlement, property inspection, property valuation, and loan delivery to investors, for requesting and obtaining mortgage loan borrower's personal financial information, credit reports, loan pricing, loan rates, property appraisals and loan information, for collecting data, verifying data, monitoring data, encrypting data, storing data, aggregating data, analyzing data, data reporting and data analytics for use in the field of mortgage processing, mortgage financing, mortgage closing, loan origination, mortgage asset management, credit risk management, property inspection, and property valuation, for extraction and classification of data and images for loan underwriting, loan processing, property inspection processing, and credit risk management using artificial intelligence, machine learning, image feature extraction, natural language generation, statistical learning, supervised learning, un-supervised learning, data mining, predictive analytics and business intelligence for use in the financial services and mortgage industries, for risk management using analytical and statistical models for predicting and analyzing loan application details, improving quality and accuracy of loan processing, underwriting, funding, closing, settlement, delivery to investors, property inspection, and property valuation, for monitoring factors affecting loan and mortgage processing, calculating efficiencies of the loan and mortgage processing, using artificial intelligence to improve loan and mortgage processing, and for providing feedback and information related to loan and mortgage processing, underwriting, funding, closing, loan settlement, property inspection, property valuation, and loan delivery to investors, for data mining and data warehousing services to evaluate, analyze and collect data for use in modeling, scoring and analytics, customer management, workflow management, risk management, and credit risk management, for the collection, analysis, storage, management, manipulation, and processing of multi-source information and data, for data analytics and predictive analytics, for optimization and prediction of mortgage processing times using machine learning, data science, and data mining, for use in enabling optical character recognition, intelligent character recognition and object detection for use in validating borrower's information, extracting credit reporting information, and providing data to inform and help make underwriting decisions, and for predictive modeling, business rules management, business rules execution and design of business rules and strategy trees |
