| Certification Mark Statement | The mark certifies that the individual providing the services has successfully completed the Certified AI Credit Professional™ (CAICP™) training program administered by Philo Ministries, DBA Credit Business Association, and has demonstrated competency in the ethical, compliant, and responsible use of artificial intelligence in consumer credit and business credit consulting.Certified individuals have met established standards for AI governance, risk classification, documentation, verification of AI-generated content, regulatory compliance awareness (including FTC and consumer protection standards), and professional responsibility. The certification further confirms that the individual understands the proper limitations of AI, maintains human authority over all credit-related decisions, and uses AI solely as a structured support and drafting tool under professional oversight.The certification is intended to identify professionals who are qualified to operate AI systems in a controlled, transparent, and compliant manner within credit education, credit improvement assistance, and business credit preparation workflows, without making guarantees, predictions, or misleading claims regarding financial outcomes. |
