| Goods and Services | Providing securities and financial account information on a limited and secure basis to authorized securities brokers and account representatives, and other authorized persons; providing temporary use of non-downloadable computer software by authorized securities brokers and account representatives for viewing financial account data and relevant non-financial information about their clients, for facilitating analyses of their clients' holdings and financial positions, and for conducting all client-based workflow from one central location; Platform as a service (PAAS) and software as a service (SAAS) including online portals featuring technologies and software that facilitate wealth and asset management, financial reporting, asset account status reporting, digital communications between financial advisors and their account-holding clients, and access to learning tools, articles, and reports in the fields of wealth management and investing; Financial services, namely, financial data aggregation of investor data from disparate sources to power applications that create a complete financial picture for investors, financial advisors, and financial institutions; Providing temporary use of non-downloadable computer software for a seamless aggregating of investor data from disparate sources to power applications that create a complete financial picture for investors, financial advisors, and financial institutions; platform as a service (PAAS) featuring investor-data aggregation computer software platform for receiving, compiling and organizing data from disparate sources in order to inform programmed applications which algorithmically assemble financial positions, forecasts, and recommendations for investors, financial advisors, and financial institutions; and providing temporary use of non-downloadable household-centric computer software platforms for integrating financial data associated with household-investor accounts, including multiple accounts related to members of the same family, single generation or multi-generational, in order to inform asset management, goal-planning, asset allocation, risk management, and portfolio performance; Providing temporary use of non-downloadable computer software for use by authorized securities brokers, account representatives, advisors, and investors for client communications, customer relationship management, workflow processing, financial planning/goals, proposals, document management, securities trading, insurance management, banking and loan management, financial model rebalancing, and case management; Providing temporary use of non-downloadable computer software for use by authorized securities brokers, account representatives, advisors, and investors that drives enterprise and advisor productivity for unifying all the systems needed to run a business and support investors; Providing temporary use of non-downloadable computer software by authorized securities brokers and account representatives for viewing financial account data and relevant non-financial information about their clients, for facilitating analyses of their clients' holdings and financial positions, and for conducting all client-based workflow from one central location; Providing temporary use of non-downloadable computer software for use by authorized securities brokers, account representatives, advisors, and investors for automated decision management, and providing temporary use of non-downloadable, adaptive and predictive computer software for providing alerts, identified opportunities, notifications, workflows, education, case management, and information to users, as well as suggesting or automatically taking the next best action based on the particular circumstances; Providing temporary use of a web-based application designed for financial professionals and their investors that uses aggregated advisor and investor data to automatically apply workflow on the user's behalf and to create alerts to the same; Providing just-in-time data, namely, real-time data through technology connected to internet-based computing devices that presents/communicates alerts, opportunities, notifications, workflow, and educational content to users, as well as taking technology/algorithmic actions on a user's behalf based on both human programming and machine learning from both a single user and across multiple users and firms' system use patterns leveraging data across multiple software components; Providing an investment advisory database to financial advisors for the purpose of review and generation of consolidated, household financial reports in the field of stocks, securities and financial planning, none of the foregoing being related to consumer payments; Provision of online, non-downloadable software for digital onboarding and straight-through processing of financial accounts; software as a service (SAAS) services featuring software for use in the digital onboarding and verification of customer identities for financial accounts; providing temporary use of non-downloadable software for automating the creation, submission, processing, and management of financial accounts; development and design of computer software for facilitating digital onboarding processes and automated financial account approvals; providing temporary use of online, non-downloadable software for enabling financial institutions to perform customer due diligence, risk assessment, and regulatory compliance; technological consulting services in the field of digital onboarding and straight-through processing of financial accounts; electronic data storage services, namely, secure storage and management of digital documents and information for financial account processing; platform as a service (PAAS) services featuring software platforms for digital onboarding and the end-to-end processing of financial account applications; design, development, and implementation of software solutions for the integration of digital onboarding and straight-through processing systems with existing financial institution infrastructure. |
