| Description of Mark | The mark consists of the term "SMART" to the right of stylized man design within a circle. |
| Goods and Services | Downloadable computer software in the nature of mobile application for managing personal and corporate pensions, personal and corporate retirement plans, salary finance, savings accounts, employee benefits, employee benefit plans, savings, loans and mortgages; downloadable computer software in the nature of mobile applications for managing and reporting on personal and corporate financial history; downloadable computer software in the nature of mobile apps for the handling of financial transactions; computer terminals for banking purposes; encoded and magnetic banking cards for use in financial transactions; downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; computer servers, namely, cloud servers |
| Goods and Services | Administration of financial affairs, namely, financial administration of employee pension plans, insurance and financial benefit plans, retirement plans, and employee savings, loan, salary finance and lifetime mortgages programs; administration of employee welfare insurance and financial benefit plans concerning insurance and finance; financial administration of mortgage lending; financial advisory and consulting services for retirees; financial advisory and consulting services for retirement; financial advisory and consulting services regarding lending services; financial advisory and consulting services relating to investments provided in the field of pensions, employee benefits, insurance and financial benefit plans, savings, loans, salary finance and lifetime mortgages; financial advisory and consulting services relating to loan recovery services; financial advisory and consulting services relating to pensions; financial advisory and consulting services relating to enhancement of mortgages; financial advisory and consulting services relating to finance provided in the field of pensions, employee benefits, insurance and financial benefit plans, savings, loans, salary finance and lifetime mortgages; financial advisory and consulting services relating to loan services; financial advisory and consulting services relating to mortgages; financial analysis provided in the field of pensions, employee benefits, insurance and financial benefit plans, savings, loans, salary finance and lifetime mortgages; annuity services, namely, account and investment administration and the investment and distribution of annuity funds; arranging of mortgages and loans; brokerage of building society savings agreements; commercial mortgage brokerage; financial services, namely, electronic deposit accounts services provided for pensions, savings, loans, salary finance and lifetime mortgages; financing services provided in the field of pensions, employee benefits, insurance and financial benefit plans, savings, loans, salary finance and lifetime mortgages; financial administration of employee pension plans; financial advisory and consulting services provided in the field of pensions, employee benefits, insurance and financial benefit plans, savings, loans, salary finance and lifetime mortgages; financial advisory and consulting services relating to employee share schemes; financial advisory and consulting services relating to inheritance; financial advisory and consulting services for tax planning; financial advisory and consulting services and financial asset management services provided in the field of pensions, employee benefits, insurance and financial benefit plans, savings, loans, salary finance and lifetime mortgages; financial services, namely, mortgage planning; financial management in the field of employee pensions; financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; financing of mortgages and sureties; loan financing; security services, namely, financial guarantees of loans; mortgage, real estate, commercial and consumer lending services; maintaining mortgage escrow accounts; financial services, namely, management of pensions for corporate financial management; mortgage banking and mortgage brokering; mortgage financing services; investment management in the field of mortgages; mortgage lending and financing services; mortgage procurement for others; mortgage refinancing; payroll tax debiting services; pension advisory and consultancy services in the fields of financial management and financial administration of employee and corporate management pension plans; financial management and financial administration of employee and corporate management pension funds; financial management and financial administration of employee and corporate management pension plans in the nature of long-term savings plans; financial services, namely, savings programs for employees and corporate management; financial management of employee pension funds; financial administration of employee pension funds; provision of financial information in the field of mortgages; processing, administering and managing employee benefits in the nature of investment savings plans; mortgage lending; provision of information in the field of employee pensions; financial administration of employee retirement plans; savings and loan associations; savings and loan services trustee services, namely, trusteeship of pensions; trustee services, namely, trusteeship of superannuation funds; investment management and distribution of variable annuities; insurance administration services for health insurance |
| Indication of Colors claimed | Color is not claimed as a feature of the mark. |
| Goods and Services | Accounting services for pension funds; accounting for pensions; administration of business payroll for others; administration of employee benefit plans; business administration of employee pension plans; payroll preparation, processing, administration and advisory services |
| Disclaimer with Predetermined Text | "SMART" |
| Goods and Services | Providing temporary use of online non-downloadable computer software for managing and reporting on personal and corporate financial history; providing temporary use of online non-downloadable computer software for the handling of financial transactions; design and development of computer software for managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; technological services, namely, design, research and analysis for computer software and hardware for managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; cloud storage services for electronic data and files; cloud computing featuring software for managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; Application Service Provider (ASP), namely, hosting computer software and applications for others; electronic data storage services; electronic data backup; recovery and restoration of computer data; data migration services; data security consultancy services; technical analysis of computer data; maintaining on-line databases for others; database development services; hosting of databases for others on secure internet sites; providing temporary use of on-line, non-downloadable computer software and software development tools for managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; platform as a service featuring computer software platforms for managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; application platform as a service featuring computer software platforms for managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; software as a service (SAAS) services featuring software for managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; software as a service (SAAS) services featuring software platforms for managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; providing temporary use of online non-downloadable computer software for reporting, namely, software for generating reports on personal and corporate financial history; software as a service (SAAS) services featuring software for financial and business related data analysis for use in managing and administering pensions, employee benefits, employee benefit plans, savings, loans, salary finance and lifetime mortgages; installation, maintenance, repair and troubleshooting of computer software; software as a service (SAAS) services, namely, providing non-downloadable computer software for the handling of financial transactions relating to personal and corporate retirement plans, salary finance, savings accounts, employee benefits, employee benefit plans, savings, loans and mortgages; providing temporary use of online non-downloadable computer software in the nature of an electronic financial platform for the handling of financial payment and debt transactions; providing information, technical advice, technical expertise, maintenance, consultancy and research services for all the aforesaid |
